Citibank Malaysia

Citigold provides you with access to a range of investment products to cater to your varied investment needs. Learn more about the different product categories and what they have to offer.

Retail Bonds

Diversify your investment portfolio while earning a passive income with Retail Bonds.

Progressive Investment Plan

Enjoy our 2-in-1 investment programme which allows you to enjoy potentially better investment opportunities while earning an attractive interest rate via time deposits.

Suitability Methodology Assessment

Grow and preserve your wealth with suitability assessment approaches to identify investment opportunities that are in line with your investment risk profile and objectives.

Investing in Gold

Here’s a golden innovation that won’t burden you with its weight. Enjoy the benefits of a gold investment without its physical hassles and costs.

Unit Trust

Citibank acts as a distributor of unit trusts, which means we are able to offer you a range of carefully selected fund managers. Your Relationship Manager can work with you to suggest funds which would be suitable for you based on your risk profile and investment objectives.

Structured Investments

These investments are designed to take advantage of different conditions in certain markets. Returns are linked to the performance of and underlying benchmark such as equity indices,
interest rates or commodities.

Dual Currency Accounts

These flexible short-term investments are linked to foreign exchange and the performance of two selected currencies. They allow you to create a unique investment strategy based on your preferences if you want or need to hold a foreign currency investment. They have the potential to achieve high returns, depending on the level of risk you are comfortable taking.

Foreign Exchange

Citibank's Foreign Exchange service delivers competitive rates, plus all the information you need to make an informed decision on foreign currency conversions.

Foreign Exchange Transaction - You can exchange one currency for another at the prevailing foreign exchange rate. With no minimum amount and settlement within two business days, you can experience an even quicker settlement on all your currency exchanges.

Investment products* are not deposits and are not obligations of, not guaranteed by, and not insured by, Citibank Berhad, Citibank N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or by any government or insurance agency. Investment products are subject to investment risks, including the possible loss of the principal amount invested.

*For any Market Linked Investments issued by, and Dual Currency Accounts with, Citibank Berhad, please refer to the relevant product disclosure sheet for information on whether your investment is guaranteed by Citibank Berhad and insured by Perbadanan Insurans Deposit Malaysia (PIDM).

At Citigold, we partner with you to navigate the intricacies of your financial portfolio and changing needs. This gives you the distinct advantage to help you get where you want to be.
Rest easy with complete peace of mind, for your wealth is given the attention it deserves.